Specific to Northern New England


New Hampshire

  • The New Hampshire State Loan Repayment Program (SLRP) provides funds to health care professionals working in medically underserved areas of New Hampshire that are willing to contract with the state for at least three years. Medically underserved areas include areas of New Hampshire that are designated as HPSAs, MHPSAs, DHPSAs, MUA/Ps and E-MUP.
    • This repayment program offers different potential award amounts based on full- or part-time employment status.


  • The purpose of the Vermont Educational Loan Repayment Program for Dentists is to increase access to dental care in underserved communities and address disparities in health care in Vermont. To receive this award, you must be a Vermont resident and agree to a two-year service commitment to practice dentistry in the state of Vermont.
    • Award amounts can reach up to $20,000 per year directly towards principal balance of your loan.

Income-Driven Repayment Plans for Federal Student Loans

  • Income-driven repayment plans allow you to repay federal student loans at a rate/amount that is affordable based on your income and family size.
  • You can meet the requirements for this payment plan if your federal student loan debt is higher than your discretionary income or represents a significant portion of your annual income.

National Health Service Corps Loan Repayment Program

Military Service Based Loan Repayment


Indian Health Service Loan Repayment Program

  • This repayment program funds Indian Health Service clinicians to repay their eligible health profession education loans up to $40,000 in exchange for an initial two-year service commitment to practice in health facilities serving American Indian and Alaska Native communities.
  • Opportunities are based on Indian health program facilities with the greatest staffing needs in specific health profession disciplines. There is a facility located in Presque Isle, Micmac Health Services.
  • As an Indian Health Service Loan Repayment Program participant you’re eligible to extend your contract annually until your qualified student debt is paid.

Disadvantaged Health Professions Faculty Loan Repayment Program (FLRP)

  • The Disadvantaged Health Professions Faculty Loan Repayment Program (FLRP) provides a financial incentive for degree trained health professionals (including dentists) from disadvantaged backgrounds to serve as a faculty member in an accredited, eligible health professions school for a minimum of two years.
  • The awarded funds must be used to repay qualifying health professions educational loans consisting of principal and interest on loans incurred by the applicant while enrolled in a school in return for serving a minimum of at least two years as a full time or part time faculty member at an accredited health profession school.

National Institute of Health Loan Forgiveness

  • With the National Institute of Health Loan Forgiveness program, eligible candidates in health professions programs with a doctoral degree, such as DMD, that pursue careers in biomedical, social, or clinical research for two years may receive up to $35,000 of student loan forgiveness per year.
  • The research must be funded by a domestic nonprofit organization or U.S. federal, state, or local government entity.
  • Your total debt needs to be equal to or greater than 20% of your base salary and you must be working with this research entity for at least 20 hours per week.

Public Service Loan Forgiveness