Dedicated to your success

UNE is committed to providing a strong return for your investment in education. That means offering a quality academic experience that is within reach. Our Student Financial Services team is here to support you in the process of planning your UNE education.

Learn more and reach out to our financial aid team

Direct Costs

Direct costs are items directly related to studies such as tuition, program fees, and general service fees.

Traditional 4-Year Track

FeeFirst YearSecond YearThird YearFourth Year
General Service Fee$800$810$810$810
Program Fee$11,800$11,790$11,790$8,670
Malpractice Insurance$100$100$100$100

Advanced Standing 3-Year Track

FeeFirst YearSecond YearThird Year
General Service Fee$400$810$810
Program Fee$5,900$11,790$11,790
Malpractice Insurance$100$100$100

Costs are based on 2024–2025 rates and do not factor potential increases.

Program fees include:

  • Cadaver
  • Electronic Textbooks
  • Instrument Lease and Management Fee
  • Pre-clinical/Clinical Supplies/Disposables
  • Central Sterilization
  • ASDA Dues
  • Wireless Microphone
  • Educational Technology
  • Clinical Apparel
  • Various Miscellaneous expenses
  • 3D Tooth Atlas

Indirect Costs

Indirect costs are included in the student's financial aid budget. These are not direct charges from the University, but allowances that are given to cover expenses that the student may have while attending school (the allowances listed below cover the number of months the student is enrolled for each year of the program). Students are encouraged to carefully review their budgeted amounts and plan wisely to ensure all expenses are adequately covered.

Year Living Expenses Transportation Personal/Misc. Equipment Exam Costs Rotations
First Year $17,550 $3,600 $3,150 $3,500 N/A N/A
First Year
$9,750 $2,000 $1,750 $3,500 N/A N/A
Second Year $23,400 $4,800 $4,200 N/A N/A N/A
Third year $23,400 $4,800 $4,200 N/A N/A N/A
Fourth Year $23,400 $4,800 $4,200 N/A $3,405 $3,000

The living expense allowances are based on the following amounts per month, for the months enrolled:

  • Living Expenses: $1,950/month (rent, food, utilities)
  • Transportation/commuting: $400/month
  • Personal/Miscellaneous: $350/month

Books, Supplies, Course Materials, and Equipment Allowances

Dental students are required to purchase the Surgical Magnification System ($2,000) which is included in the first year. Students are also required to have a laptop computer for the program so an amount of $1,500 is budgeted as a one-time technology purchase.

Additional Information

Finance Your Education

We are here to help you finance your education so that you can earn a degree that's convenient, affordable, and still allows you to balance all of the other important aspects of your life. Several options exist to help you meet your educational costs. Student Financial Services has also created a step-by-step process for applying for aid.

Veteran’s Benefits

If you are planning to utilize Veteran’s Education Benefits, please explore our information and requirements.

Health Insurance

Students are required to enroll in UNE's Student Medical Insurance Plan unless proof of comparable insurance is demonstrated and waiver is completed online.

Open Enrollment/Waiver Periods

College of Osteopathic Medicine


All Other Graduate Programs


The cost for UNE's 2022–2023 annual health insurance policy for graduate/professional students (except first-year College of Osteopathic Medicine students) is $4,174 for the 9/01/2022–8/31/2023 coverage period. Due to a longer academic year, the health insurance rate for first-year College of Osteopathic Medicine students is $4,883 for coverage beginning on 7/1/2022–8/31/2023. 

New students whose program (P.S.M., M.S.N.A., PA, M.S.O.T.) begins in Summer 2022 are charged $1,155 for the summer coverage period of 05/23/2022-8/31/2022, and then the annual coverage rate of $4,174 (with the fall tuition billing) for coverage from 9/1/2022–8/31/2023. Students enrolled in the new PSM in Ocean Food Systems Program are charged $1,224 for summer coverage period of 5/17/2022–8/31/2023, and then the annual coverage rate of $4,174 for coverage from 9/1/2022–8/31/2023. New students should waive/enroll for the summer semester (beginning in April) and then re-enroll/waive for the following academic year, starting on July 1. 

Dependents can be added for an additional surcharge. Email Carrie Bernier at for more information and breakdowns by semester, if applicable.


Student Financial Services

For information about the financial aid process call (207) 602-2342 or email Student Financial Services.