The U.S. Department of Education requires that Title IV funds (i.e. federal financial aid) be applied to only educational charges billed by a university. If the total in federal financial aid funding exceeds "allowable" charges, a university is required to refund the excess unless a student gives permission otherwise.

Definitions are as follows:

Title IV Financial Aid

  • Direct Subsidized/Unsubsidized Loans
  • Federal Pell Grants
  • Federal Supplemental Educational Opportunity Grants (SEOG)
  • Direct PLUS Loans (Parent/Graduate)

Educational (Allowable) Charges

  • Tuition
  • Room & Board
  • Mandatory fees

Non-educational (Non-allowable) Charges

  • Health insurance
  • Parking fines
  • Late fees
  • Interest charges
  • Any other fees not mandated for courses

In order to apply Title IV funding to non-educational charges, you will need to grant permission to the University of New England. If Title IV Authorization is incomplete (or declined), funds cannot be applied to non-educational charges, and a refund will be issued, even if non-educational charges remain on the bill. This means you could simultaneously receive a refund and a bill. However, receiving a refund would not indicate your account is satisfied.

The Title IV Authorization decision needs to be made only once while you are a UNE student. If you wish to change or rescind, you can do so by sending a written request to Student Financial Services.

Students will make a decision on how to apply excess federal loans and grants to your non-educational charges by completing the Title IV Authorization requirement found on U-Online. You can follow the instructions below:

1. Log on to U-Online.
2. Select Student Financial Services.
3. Select Award, then Award by Aid Year. Choose/submit the upcoming Award Year from the drop-down box.
4. Go to Resources/Additional Information (tab 3 from the left).
5. Read the paragraph under Additional Information.
Answer the question, "Do you authorize UNE to apply Title IV funds to non-educational charges?" Choose AUTHORIZE or DECLINE from the drop-down box. Submit.

Student Financial Services Office Locations

Biddeford Campus:
Decary Hall First Floor, Room 107
University of New England
11 Hills Beach Road
Biddeford, ME 04005

Portland Campus:
McDougall Hall First Floor, Room 111
University of New England
716 Stevens Avenue
Portland, ME 04103

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