Dedicated to Your Success

UNE is committed to providing a strong return for your investment in education. That means offering a quality academic experience that is within reach. Our Student Financial Services team is here to support you in the process of planning your UNE education. 

Learn more and reach out to our financial aid team

Direct Costs

Direct costs are items directly related to studies such as tuition, program fees, and general service fees. These costs are for a single year of the two-year M.S. in Biological Sciences or M.S. in Marine Sciences program.

General Services Fee$800
Total Direct Costs$40,220

Indirect Costs

Indirect costs are included in your financial aid budget. These are not direct charges from the university, but allowances that are given to cover expenses that you may incur while attending school. Indirect costs can only be considered for the months you are enrolled. Students are encouraged to review their budgeted amounts and plan wisely to ensure expenses are adequately covered.

Estimated Expenses Amount
Living Costs (housing, food, utilities) $15,600
Transportation/Travel Costs $3,200
Personal/Miscellaneous Costs $2,800

The living expense allowances are based on the following amounts per month, for the months enrolled:

  • Living Expenses $1,950/month (housing, food, utilities)
  • Transportation $400/month
  • Personal/Misc. $350/month

Books, Supplies, Course Materials, and Equipment

These costs will vary depending on the specific courses you are taking. A standard amount of $500 is budgeted per academic year. Your actual expenses may vary.

Additional Information

Finance Your Education

We are here to help you finance your education so that you can earn a degree that's convenient, affordable, and still allows you to balance all of the other important aspects of your life. Several options exist to help you meet your educational costs. Student Financial Services has also created a step-by-step process for applying for aid.

Veteran’s Benefits

If you are planning to utilize Veteran’s Education Benefits, please explore our information and requirements.

Health Insurance

Students are required to enroll in UNE's Student Medical Insurance Plan unless proof of comparable insurance is demonstrated and waiver is completed online.

Open Enrollment/Waiver Periods

College of Osteopathic Medicine


All Other Graduate Programs


The cost for UNE's 2024–2025 annual health insurance policy for graduate/professional students (except first-year College of Osteopathic Medicine students) is $5,264 for the 9/01/2024–8/31/2025 coverage period. Due to a longer academic year, the health insurance rate for first-year College of Osteopathic Medicine students is $6,141 for coverage beginning on 7/1/2024–8/31/2024. 

New students whose program (M.A.T., PA, M.S.O.T.) begins in Summer 2024 are charged $1,257 for the summer coverage period of 05/22/2024–8/31/2024, and then the annual coverage rate of $5,264 (with the fall tuition billing) for coverage from 9/1/2024–8/31/2025. Students enrolled in the PSM in Ocean Food Systems Program are charged $1,257 for the summer coverage period of 5/20/2024–8/31/2025, and then the annual coverage rate of $5,264 for coverage from 9/1/2024–8/31/2025. New students should waive/enroll for the summer semester (beginning in April) and then re-enroll/waive for the following academic year, starting on July 1. 

Dependents can be added for an additional surcharge. Email Student Financial Services at for more information and breakdowns by semester, if applicable.


Student Financial Services

For information about the financial aid process call (207) 602-2342 or email Student Financial Services.