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Disability Insurance

This benefit offers you income protection when you cannot work due to an injury or illness that is not work-related. UNE offers full- and half-time faculty and staff a voluntary short term disability plan. UNE covers the cost for long term disability coverage for full-time faculty and staff.

Our employees in Morocco are only eligible for The Standard’s long-term and short-term disability plans if they are a citizen or resident of the U.S. or Canada. Additionally, if a U.S. or Canada citizen/resident was working on our Moroccan campus and became qualified for long-term disability (LTD) they would only get LTD for 12 months. If after 12 months they are still disabled, they would need to return to the U.S. in order to continue to receive their LTD benefit.

Short Term Disability Insurance

This is a voluntary disability insurance plan that replaces up to 70% of your weekly income in $50 increments up to a maximum of $750 per week. You pay the premium for the coverage you elect on an after-tax basis, therefore making any weekly benefit you may receive non-taxable income.

Eligibility

Who's Eligible?

  • Full-Time Employees
  • Half-Time Employees

Participation

When can participation begin?
Coverage begins the first of the month following date of hire; if hire date is first of the month eligibility begins that day.

​When does participation end?
Coverage ceases the last date you actively work in a benefit-eligible position.

Costs

Employee's age

as of current plan year

Rates

per $10 of benefit

Under 30

$0.55
30–34 $0.55
35–39 $0.55
40–44 $0.55
45-49 $0.52
50–54 $0.60
55–59 $0.72
60–64 $0.87
65–69 $1.02
70+ $1.33

Contact

The Standard Life Insurance Plan

VISIT Standard's webSITE


Long Term Disability Insurance

This benefit is available to full-time employees. It assures you of 50% of your income, to a maximum of $7,500/month, in the event you are disabled for more than 180 days up to the normal Social Security retirement age. Because UNE provides you a credit to cover the cost of this insurance but the premiums are deducted on a post-tax basis, you will not be taxed on any long term disability benefits you receive.

Eligibility

WHO'S ELIGIBLE?

Full-Time Employees

PARTICIPATION

When can participation begin?
Coverage begins the first of the month following date of hire; if hire date is first of the month eligibility begins that day.

​When does participation end?
Coverage ceases the last date you actively work in a full-time, benefit-eligible position.


Forms

  • Advance Sick Leave Request
    Paperwork to submit to request a grant of advance sick leave when accrued sick leave has been exhausted.
  • Family Medical Leave (FML) brochure
    You may have questions about the Family Medical Leave Act. What is FML? What does it mean to you? Are you eligible to take Family Medical Leave? This brochure may answer some of your questions.
  • Long Term Disability Claim form
    This form is for a full-time employee who has been disabled for greater than 180 days. This applies whether or not you elected voluntary short term disability insurance.
  • Medical Documentation form
    Required medical documentation form needed to apply for Disability Leave or Family Medical Leave.
  • Short Term Disability Claim form
    This is a claim form for individuals who have elected Voluntary Short-Term Disability Insurance and who now are making an application for use.