University Retirement Plans

UNE provides a 403(b) pre-tax and post-tax retirement savings plan opportunity for full- and half-time benefit-eligible employees upon enrollment. Employees can elect to contribute to any combination of the pre-tax and post-tax savings options up to the IRS annual contribution limits. There is no waiting period to begin contributing. Eligible employees can enroll and increase or decrease their contribution percentage in UNE’s 403(b) at any time.

Once an individual becomes eligible for university contributions, UNE will match an actively contributing participant’s combined pre-tax and post-tax salary contributions dollar for dollar up to 8% of their eligible income.

Employees select their 403(b) retirement plan investment funds directly through Fidelity Investments. Fidelity Investments representatives and their online retirement planning tools can assist with your retirement planning decisions.


  • Regular full- and half-time employees, as defined in the Personnel Handbook, may join the UNE retirement plan.
  • Participation may begin the first possible payroll after an employee's date of hire upon completing the Fidelity online enrollment process.
  • Please review the Summary Plan Description (PDF) for more eligibility details and consult with Human Resources for specific situations.
  • To be eligible for UNE’s match, an employee must have 12 months of higher education service prior to joining UNE or must work for UNE for 12 months.


Fidelity Resources

Fidelity Representatives on Campus

Fidelity will be on campus periodically throughout the year to assist you with your transition, enrollment, and retirement planning questions.

Download instructions for how to schedule a meeting with a Fidelity Representative (PDF)

Schedule a meeting with a Fidelity representative

Enrolling and Managing Your Account

Fidelity provides a web-based system that allows you to enroll in and manage your account and find important investment information and tools. To make changes to your contribution amount, change your investment strategy, get an electronic statement, change your beneficiaries, and more, simply go to Fidelity online and log in. The Quick Links option helps you find the most common services.

How To Enroll

To enroll go to Fidelity online and click on the “Register as a new user” link at the bottom of the page. The system will guide you through the enrollment process. If you need help enrolling, please contact the Fidelity Retirement Benefits Line at 1 (800) 343-0860.